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Living expenses

London is one of the most exciting and rewarding cities to live in the world! It is much cheaper to live in London as a full-time student with the large range of discounts available on almost everything from public transport to theatre tickets.

Your living expenses will depend on your choices and although London can be expensive, there are opportunities to get the best out of London on a limited budget. 

You need to ensure that you have sufficient funds for your fees and that you have enough money for accommodation, food, travel, books and other living expenses. The information below is intended as a guide only, as living costs will vary depending on your individual circumstances and lifestyle. 

As a broad estimate of the funds needed to live to a reasonable standard in London, we currently estimate that students should allow approximately £1,250 per month for living costs, in addition to tuition fees.

Living expenses will depend on the type of accommodation you have.

Price increases and unexpected expenditure should be taken into account. Students arranging initial short-term accommodation on arrival in London need to budget for this. 

You may also wish to consider additional initial arrival costs, such as accommodation deposits, utensils, clothing, etc. 

Advice and Guidance

At King's we have a dedicated team of specialist student advisers who are on hand to offer you free confidential and practical advice. 

If you are experiencing problems with your funding or are worried that you will not have enough money to cover all your costs Advice & Guidance in Student Services can assist you, help you to manage your money and review your budget

Advice and guidance offer online appointments and advice by email, and the quickest way to speak to the team is by calling their Advice line. Full information about Advice & Guidance and the wide range of advice services they offer can be found on their webpages or by searching Student Services Online.

Advice and Guidance also have a team of trained Money Mentors to who provide peer support to students on money matters. They can help students to make the most of their money, whatever their budget. 


King’s have teamed up with Blackbullion to offer you free online resources to give you handy tips on budgeting, saving and investing. Learn how to be in control of your money, sign up today using your King’s email address and Get Money Smart!

New students can register with Blackbullion before they enrol using the code NEWTOKINGs, you can update it with your King’s email address once you have enrolled which will allow you to access all of the activities and tools.

Prospective students considering King’s can set up a temporary registration using the code MONEYSMARTER with any other email account which will help you to prepare for coming to university.

Additional Resources 

For information on what funding could be available to you as a Home or EU student try the Student Finance calculator.

International students may also find it useful to take a look at the Plan your Stay section at www.educationuk.org.

International students

International students requiring a visa to study in the UK are required to demonstrate that they are able to meet the total costs of their study. It is your responsibility to ensure that you have sufficient funds in place to cover all your expenses before you arrive. 

UK Visa and Immigration (UKVI) requires students to have a budget of at least £1,265 per month in addition to tuition fees. In order to apply for a Tier 4 visa, you will need to show that you have £1,265 for each month of your course, up to nine months. For example if you will be enrolled on a course lasting nine months or more, the maximum amount that you will need is £11,385.

As part of visa requirements, if you are a non-EEA student you must ensure that you have sufficient funds for tuition fees and living costs for the full duration of your course. 

Travel Expenses 

Travelling around London on public transport can quickly become an expensive business but there are ways to reduce costs. 

The 18+ Student Oyster photocard can give you a 30 per cent discount on travel within London on trains, underground, buses and the Docklands Light Railway.

Information on travel fares can be found on the Transport for London website.

The Advice and Guidance team have put together this handy guide to Student Travel Discounts - it's well worth a read! 

Explore King’s

Accommodation Take a look at our comfortable, safe residences to suit your budget, located close to King's teaching campuses.
Student life Art, food, music, shopping – you'll never find yourself with nothing to do in the world's most vibrant city.
Extra-curricular Discover the huge variety of extra-curricular opportunities at King’s, from MOOCs to language courses.
London living With four campuses by the River Thames and one in south London, King's is right in the heart of the capital.

Next steps

View our postgraduate guide

Learn more about postgraduate degree programmes at King's.

View guide